Financial Planning and Investment Mangement

Customized financial solutions for millennial professionals on the path to financial independence.

Investment Management

A qualified professional will help you filter out the noise and apply a science-based investment management process that works for you.

Financial Planning

A financial plan is more than a budget. A financial plan connects your current circumstances to your goals, achieving freedom beyond constraints. 

A picture of Ryan, the founder

Ryan Graves, CFA

Ryan is an asset manager and founder of Bemiston Asset Management, an independent, fee-only financial planning firm dedicated to helping clients meet various financial goals. Ryan gained invaluable experience working for institutional investment managers, investment consultants, and financial advisors.  He founded Bemiston to provide a better experience for investors.   

He works with clients ranging from professionals to families and millennials to retirees.  Clients choose Ryan for his transparent fee structure and goal-oriented plan design.  He believes in using technology to simplify the investment process for clients and their families and meeting many demands online.

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Understanding and Maximizing Your HSA

What Is an HSA? An HSA, or Health Savings Account, is a tax-advantaged account for individuals that have high-deductible health plans (HDHP). The HSA allows individuals to save for medical expenses th…

The Problems with Timing the Market

Markets process information very quickly.  In 2018, the average daily volume of equity trades was around $462.8 billion, implying that markets adjust rapidly to any news or information. Thus, by the t…