Recent Posts
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Don’t Expect Mortgages to Fall Too Much in 2025
At the beginning of 2024, just about everyone thought mortgage rates would finally start falling. Inflation was cooling, a recession looked possible, and the Federal Reserve was expected to cut rates aggressively. The Mortgage Bankers Association even forecasted that 30-year fixed mortgages would land near 6% by year-end, a nice break from the near-8% rates
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The One Big Beautiful Bill Act — What It Means for Your Taxes
On July 4, 2025, Congress passed the One Big Beautiful Bill Act (OBBBA), the biggest tax overhaul since 2017’s Tax Cuts and Jobs Act. Some changes are permanent, others expire in just a few years, and many come with income-based “danger zones” where the benefits vanish quickly. Here’s what’s in it for you, what to
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It’s That Time of Year Again
It’s that magical time of year again. Thanksgiving is over. Black Friday has come and gone. Mariah Carey is blasting in retail outlets and Starbucks stores across the country. Once again, I am trying to convince friends and family to watch Home Alone with me. The holiday season is in full swing, but so is
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Interest Rate Cuts: Here Are Five Things You Can Do
Unless you live under a rock, you probably saw that the Federal Reserve cut interest rates, shifting its focus away from fighting inflation. Whenever the Fed shifts gears on the level or direction of rates, it can be an excellent time to review your overall savings and investment strategy, especially your cash savings. As the
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