Tag: Saving
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Trump Accounts: What Parents Actually Need to Know
You have all probably seen headlines about a new child retirement savings plan called Trump Accounts. Also, you may have seen there is a pilot program offering $1,000 to seed those accounts for newborns. I have seen things like “it will be worth millions by the time they retire” or the extra try-hard-expert advice to…
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The One Big Beautiful Bill Act — What It Means for Your Taxes
On July 4, 2025, Congress passed the One Big Beautiful Bill Act (OBBBA), the biggest tax overhaul since 2017’s Tax Cuts and Jobs Act. Some changes are permanent, others expire in just a few years, and many come with income-based “danger zones” where the benefits vanish quickly. Here’s what’s in it for you, what to…
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Interest Rate Cuts: Here Are Five Things You Can Do
Unless you live under a rock, you probably saw that the Federal Reserve cut interest rates, shifting its focus away from fighting inflation. Whenever the Fed shifts gears on the level or direction of rates, it can be an excellent time to review your overall savings and investment strategy, especially your cash savings. As the…
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The Ultimate Guide to Setting Financial Goals
Let’s face it – we millennials have unique financial challenges. From student loan debt to an ever-evolving job market, the pressure is real. It’s a lot. However, you can navigate these increasing challenges. Setting financial goals can be your financial North Star. Let’s explore how to establish your short-term and long-term financial goals and why…
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Financial Things Every New Parent Needs to Consider
As a parent, your primary concern is ensuring your children have everything they need to grow up healthy, happy, and well-educated. However, it is equally important to consider their financial future, particularly in today’s volatile and uncertain economic environment. In this blog post, we will explore some of the most critical financial considerations parents need…
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Everything You Need To Know About Pay Yourself First Budgeting
Pay yourself first is a form of reverse budgeting, a financial management strategy recently(ish) gaining popularity. Unlike traditional budgeting, where you allocate a certain amount for each expense category, reverse budgeting starts with your income and encourages you to save a certain percentage while allowing you to spend the remaining amount freely. How Reverse Budgeting…
