Category: Financial Planning
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Trump Accounts: What Parents Actually Need to Know
You have all probably seen headlines about a new child retirement savings plan called Trump Accounts. Also, you may have seen there is a pilot program offering $1,000 to seed those accounts for newborns. I have seen things like “it will be worth millions by the time they retire” or the extra try-hard-expert advice to…
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The One Big Beautiful Bill Act — What It Means for Your Taxes
On July 4, 2025, Congress passed the One Big Beautiful Bill Act (OBBBA), the biggest tax overhaul since 2017’s Tax Cuts and Jobs Act. Some changes are permanent, others expire in just a few years, and many come with income-based “danger zones” where the benefits vanish quickly. Here’s what’s in it for you, what to…
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Interest Rate Cuts: Here Are Five Things You Can Do
Unless you live under a rock, you probably saw that the Federal Reserve cut interest rates, shifting its focus away from fighting inflation. Whenever the Fed shifts gears on the level or direction of rates, it can be an excellent time to review your overall savings and investment strategy, especially your cash savings. As the…
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The Ultimate Guide to Setting Financial Goals
Let’s face it – we millennials have unique financial challenges. From student loan debt to an ever-evolving job market, the pressure is real. It’s a lot. However, you can navigate these increasing challenges. Setting financial goals can be your financial North Star. Let’s explore how to establish your short-term and long-term financial goals and why…
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How to Become Financially Independent: A Millennial’s Guide
Let’s talk about two compelling money concepts: financial independence and financial freedom. Millennials are redefining how we perceive money, and these terms signify more than just having plenty of cash in the bank. Defining Financial Independence So, what exactly is financial independence? It’s the point where your assets generate enough income to cover your living…
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Get Ahead: Your Guide to Financial Planning
Want to eat all of the avocado toast and get all of your coffee out? Well, there is a way to afford it all. How? Financial Planning. Financial planning is like Apple Maps for your financial journey. It’s your road map to achieving your life goals, whether that’s buying a house, traveling the world, or…
