Category: Financial Planning
-
Interest Rate Cuts: Here Are Five Things You Can Do
Unless you live under a rock, you probably saw that the Federal Reserve cut interest rates, shifting its focus away from fighting inflation. Whenever the Fed shifts gears on the level or direction of rates, it can be an excellent time to review your overall savings and investment strategy, especially your cash savings. As the…
-
The Ultimate Guide to Setting Financial Goals
Let’s face it – we millennials have unique financial challenges. From student loan debt to an ever-evolving job market, the pressure is real. It’s a lot. However, you can navigate these increasing challenges. Setting financial goals can be your financial North Star. Let’s explore how to establish your short-term and long-term financial goals and why…
-
How to Become Financially Independent: A Millennial’s Guide
Let’s talk about two compelling money concepts: financial independence and financial freedom. Millennials are redefining how we perceive money, and these terms signify more than just having plenty of cash in the bank. Defining Financial Independence So, what exactly is financial independence? It’s the point where your assets generate enough income to cover your living…
-
Get Ahead: Your Guide to Financial Planning
Want to eat all of the avocado toast and get all of your coffee out? Well, there is a way to afford it all. How? Financial Planning. Financial planning is like Apple Maps for your financial journey. It’s your road map to achieving your life goals, whether that’s buying a house, traveling the world, or…
-
Financial Things Every New Parent Needs to Consider
As a parent, your primary concern is ensuring your children have everything they need to grow up healthy, happy, and well-educated. However, it is equally important to consider their financial future, particularly in today’s volatile and uncertain economic environment. In this blog post, we will explore some of the most critical financial considerations parents need…
-
Everything You Need To Know About Pay Yourself First Budgeting
Pay yourself first is a form of reverse budgeting, a financial management strategy recently(ish) gaining popularity. Unlike traditional budgeting, where you allocate a certain amount for each expense category, reverse budgeting starts with your income and encourages you to save a certain percentage while allowing you to spend the remaining amount freely. How Reverse Budgeting…
