Investors Should Worry More About Quantitative Tightening

There is a lot of negative sentiment in markets now, just as inflation pain and recession fears began to ebb. Despite zero evidence, many investors were banking on the FED pivoting from the aggressive rate hikes sooner rather than later. Some investors got ahead, bidding stocks off their June lows for a mid-summer rally in…… Continue reading Investors Should Worry More About Quantitative Tightening

What A Year This Quarter Has Been

It has been a difficult quarter for investors. Major indexes entered bear territory (means down 20%). US treasuries, generally the safest of assets for when investors are scared, have had their worst year since the 70s (when interest rates go up, bonds go down). Commodities, which I generally say “they suck until they don’t,” have…… Continue reading What A Year This Quarter Has Been

The Economy: How Did We Get Here and Where Is It Going?

Markets have been getting a lot of attention lately beyond the financial media. The S&P 500 is down 21%, the tech-heavy NASDAQ 100 is off over 29%, and the smaller company-oriented Russell 2000 is down over 24% year to date.  Investors have a lot of concerns over the economy right now:  Inflation (the author still…… Continue reading The Economy: How Did We Get Here and Where Is It Going?

Technology Sector Continues Selloff as Stock Market Falls

Markets are down significantly to start the year. The most reliable producers of earnings growth have begun to falter. Indexes are experiencing a broad-based sell-off led by big tech companies. Amazon, one of the largest companies in the S&P 500, dropped 14% on Friday to the lowest level since June 2020. Amazon lost $206.2 billion…… Continue reading Technology Sector Continues Selloff as Stock Market Falls

Politicians Can’t Do Much About High Oil Prices

The price of oil is surging, and so is the debate over what is causing the fastest runup in recent memory. As we approach the midterm elections, candidates and the broader media will continue to discuss gas prices and inflation. What has caused the surge in oil prices, and can policymakers do anything about it?…… Continue reading Politicians Can’t Do Much About High Oil Prices

Is It Better to Pay Down Debt or Invest?

One of the most common questions a financial advisor gets is paying off debt vs. investing. More specifically, is it better to pay down debt or invest? Should you delay retirement savings to pay down a mortgage or student loans? Should you pay off debt before starting an emergency fund?   The simple answer is that…… Continue reading Is It Better to Pay Down Debt or Invest?

A Financial Wellness Guide for Millennials

We often think of wellness in terms of physical or mental health. Paying lots of attention to them, we often spend a lot of time, effort, and money trying to focus on them. To achieve a better quality of life, we focus on our mental and physical health. We rarely talk about money. It’s so…… Continue reading A Financial Wellness Guide for Millennials